Protecting Your Horse Float Towing Vehicle: What Every Rider Should Know

Loz
Feb 21
2 min read

Towing Vehicle Preparation is Key

Breaking down while towing your horse float is every rider’s nightmare—but with the right preparation, you can minimise risk and stress. Here’s how to make sure your towing setup is protected and ready for the road.

1. Insurance That Covers Float Towing

Not all policies are created equal. Check that your insurance includes:

Float towing coverage for the distances you travel.
Weight limits that match your float and vehicle setup.
Emergency transport for your horse if needed.

2. Roadside Assistance That Works for Horse Floats

Standard roadside assistance often excludes floats. Confirm:

They cover float towing.
The weight and distance limits suit your rig.
They’ll tow both your vehicle and float to a safe location.

Pro Tip: Your new car "dealership include roadside assistance" does not generally include horse float towing so get that covered ASAP!

3. Service Checks That Matter

At every service:

Inspect spare wheels for both vehicle and float.
Rotate and balance all wheels.
Replace tyres before they exceed their age or tread limits—don’t wait for a blowout.

4. Tyre Health Is Non-Negotiable

Old tyres can fail even if they look fine. Check:

Manufacture date (usually stamped on the sidewall).
Replace tyres every 5–6 years, regardless of tread.
Keep correct pressure for both vehicle and float.

5. Other Smart Considerations

Carry a jack and tools rated for your float’s weight.
Keep a wheel brace that fits your float’s nuts.
Pack a first-aid kit for both horse and human (need ideas for this check here).
Store emergency numbers in your phone and glovebox.

My Choice

CIL for float insurance
NRMA Roadside Assistance where you can explicitly obtain coverage for both your vehicle and float towing if you get stuck on the side of the road
Annual float service by Sutton Automotive (for the ACT/NSW region)

Bottom Line

Preparation isn’t just about convenience—it’s about safety for you and your horse. A little planning now can save you from a roadside disaster later.